Terms and Conditions

Please take the time to read our Terms & Conditions

We would like to welcome you to our website. Before you use this website there are a number of
"legal" areas that we wish to bring to your attention. By using our website you are agreeing to be
bound by the terms and conditions of use that are set out below in this section of the website.

    These terms and conditions govern your use of this website (http://www.wyliebisset.com) by
    using this website, you accept these terms and conditions in full. If you disagree with these terms
    and conditions or any part of these terms and conditions, you must not use this website.
    You must be at least 18 years of age to use this website. By using this website and by agreeing to
    these terms and conditions you warrant and represent that you are at least 18 years of age.
    This website uses cookies. By using this website and agreeing to these terms and conditions, you
    consent to our use of cookies in accordance with the terms of our privacy policy.
    Unless otherwise stated, Wbg and/or its licensors own the intellectual property rights in
    the website and material on the website. Subject to the license below, all these intellectual
    property rights are reserved.
    You may view, download for caching purposes only, and print pages from the website for your
    own personal use, subject to the restrictions set out below and elsewhere in these terms and
    You must not:
    • republish material from this website (including republication on another website);
    • sell, rent or sub-license material from the website;
    • show any material from the website in public;
    • reproduce, duplicate, copy or otherwise exploit material on this website for a commercial
    • edit or otherwise modify any material on the website; or
    • re-distribute material from this website [except for content specifically and expressly made
    available for redistribution.
    Where content is specifically made available for redistribution, it may only be redistributed within
    your organisation.
    You must not use this website in any way that causes, or may cause, damage to the website or
    impairment of the availability or accessibility of the website; or in any way which is unlawful,
    illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful
    purpose or activity.
    You must not use this website to copy, store, host, transmit, send, use, publish or distribute any
    material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm,
    keystroke logger, rootkit or other malicious computer software.
    You must not conduct any systematic or automated data collection activities (including without
    limitation scraping, data mining, data extraction and data harvesting) on or in relation to this
    website without the express written consent of Wbg.
    You must not use this website to transmit or send unsolicited commercial communications.
    You must not use this website for any purposes related to marketing without the express written
    consent of Wbg.
    Wbg reserves the right to restrict access to areas of this website, or indeed this entire
    website, at the discretion of Wbg.
    If Wbg provides you with a user ID and password to enable you to access restricted areas
    of this website or other content or services, you must ensure that the user ID and password are
    kept confidential.
    Wbg may disable your user ID and password at the sole discretion of Wbg
    without notice or explanation.
    In these terms and conditions, “your user content” means material (including without limitation
    text, images, audio material, video material and audio-visual material) that you submit to this
    website, for whatever purpose.
    You grant to http://www.wyliebisset.com a worldwide, irrevocable, non-exclusive, royalty-free
    license to use, reproduce, adapt, publish, translate and distribute your user content in any existing
    or future media. You also grant to http://www.wyliebisset.com the right to sub-license these
    rights, and the right to bring an action for infringement of these rights.
    Your user content must not be illegal or unlawful, must not infringe any third party's legal rights,
    and must not be capable of giving rise to legal action whether against you or Wbg or a
    third party (in each case under any applicable law).
    You must not submit any user content to the website that is or has ever been the subject of any
    threatened or actual legal proceedings or other similar complaint.
    Wbg reserves the right to edit or remove any material submitted to this website, or
    stored on Wbg servers, or hosted or published upon this website.
    Notwithstanding Wbg rights under these terms and conditions in relation to user
    content, Wbg does not undertake to monitor the submission of such content to, or the
    publication of such content on, this website.
    This website is provided “as is” without any representations or warranties, express or implied.
    Wbg makes no representations or warranties in relation to this website or the
    information and materials provided on this website.
    Without prejudice to the generality of the foregoing paragraph, Wbg does not warrant
    l this website will be constantly available, or available at all; or
    l the information on this website is complete, true, accurate or non-misleading.
    Nothing on this website constitutes, or is meant to constitute, advice of any kind.
    Wbg will not be liable to you (whether under the law of contact, the law of torts or
    otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:
    l to the extent that the website is provided free-of-charge, for any direct loss;
    l for any indirect, special or consequential loss; or
    l for any business losses, loss of revenue, income, profits or anticipated savings, loss of
    contracts or business relationships, loss of reputation or goodwill, or loss or corruption of
    information or data.
    These limitations of liability apply even if Wbg has been expressly advised of the
    potential loss.
    Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would
    be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit Wbg’s liability in respect of any:
    l death or personal injury caused by Wbg negligence;
    l fraud or fraudulent misrepresentation on the part of Wbg; or
    l matter which it would be illegal or unlawful for Wbg to exclude or limit, or to
    attempt or purport to exclude or limit, its liability.
    By using this website, you agree that the exclusions and limitations of liability set out in this
    website disclaimer are reasonable. If you do not think they are reasonable, you must not use this
    You accept that, as a limited liability entity, Wbg has an interest in limiting the personal
    liability of its officers and employees. You agree that you will not bring any claim personally
    against Wbg officers or employees in respect of any losses you suffer in connection with
    the website.
    Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and
    liability set out in this website disclaimer will protect Wbg officers, employees, agents,
    subsidiaries, successors, assigns and sub-contractors as well as Wbg.
    If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law,
    that will not affect the enforceability of the other provisions of this website disclaimer.
    You hereby indemnify Wbg and undertake to keep Wbg indemnified against
    any losses, damages, costs, liabilities and expenses (including without limitation legal expenses
    and any amounts paid by Wbg to a third party in settlement of a claim or dispute on the
    advice of Wbg legal advisers incurred or suffered by Wbg arising out of any
    breach by you of any provision of these terms and conditions, or arising out of any claim that you
    have breached any provision of these terms and conditions.
    Without prejudice to Wbg’s other rights under these terms and conditions, if you breach
    these terms and conditions in any way, Wbg may take such action as Wbg
    deems appropriate to deal with the breach, including suspending your access to the website,
    prohibiting you from accessing the website, blocking computers using your IP address from
    accessing the website, contacting your internet service provider to request that they block your
    access to the website and/or bringing court proceedings against you.
    Wbg may revise these terms and conditions from time-to-time. Revised terms and
    conditions will apply to the use of this website from the date of the publication of the revised
    terms and conditions on this website. Please check this page regularly to ensure you are familiar
    with the current version.
    Wbg may transfer, sub-contract or otherwise deal with Wbg rights and/or
    obligations under these terms and conditions without notifying you or obtaining your consent.
    You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under
    these terms and conditions.
    If a provision of these terms and conditions is determined by any court or other competent
    authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any
    unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted,
    that part will be deemed to be deleted, and the rest of the provision will continue in effect.
    These terms and conditions, together with our privacy policy, constitute the entire agreement
    between you and Wbg in relation to your use of this website, and supersede all previous
    agreements in respect of your use of this website.
    These terms and conditions will be governed by and construed in accordance with Scottish law,
    and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction
    of the English courts.
    Wbg Services LLP, a limited liability partnership is registered in Scotland (No SO 301911)
    Registered office: 168 Bath Street, Glasgow, G2 4TP
    Insolvency Permits issued by the Insolvency Practitioners’ Association
    Registered to carry on Audit Work and a range of Investment Business Activities in the UK by the
    Institute of Chartered Accountants of Scotland.
    Wbg Financial Services is a trading name of Fairstone Financial Management, who is
    authorised and regulated by the Financial Conduct Authority.